Personal Finance
Loan Affordability Calculator
Estimate how much you can borrow based on the 28/43% DTI rule used by most lenders.
Your Financial Details
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Before taxes
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Car loans, student loans, credit cards, etc.
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Annual rate
Results use the standard 28% front-end and 43% back-end DTI ratios. Actual lender decisions may vary.
Max Affordable Home Price
$356,689
Loan Amount: $336,689
Max Monthly Payment
$2,240
Debt-to-Income Ratio
34.3%Good
Under 28% — Excellent
28–36% — Good
36–43% — Acceptable
Over 43% — May not qualify
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