Governance Context: SR 26-2 is expected to be most relevant to banking organizations with over $30 billion in total assets, but remains highly relevant to smaller institutions with significant model-risk exposure.
SR 26-2 (Apr. 17, 2026)Mirrors OCC Bulletin 2026-13Supersedes SR 11-7
Model Determination Tool
Answer 6 quick questions to determine if your software, spreadsheet, algorithm, or AI tool qualifies as a “model” under the SR 26-2 interagency regulatory definition. Takes about 3 minutes.
Question 1 of 60% Complete
Does the tool or process take defined inputs and produce an output that is used to inform a decision, estimate, prediction, score, ranking, or classification?
Think about what the tool actually does with its inputs — not just whether it involves a computer or a spreadsheet.