SR 26-2 (Apr. 17, 2026)Mirrors OCC Bulletin 2026-13Supersedes SR 11-7
Model Determination Tool
Determine if your software, spreadsheet, algorithmic code, or AI tool qualifies as a “model” under the modern SR 26-2 interagency regulatory definition.
Governance Context: SR 26-2 is expected to be most relevant to banking organizations with over $30 billion in total assets. It remains highly relevant to smaller institutions with significant model-risk exposure due to complexity, prevalence, or non-traditional activities. This tool works for any institution sizing up model status.
Question 1 of 60% Complete
Does the tool or process take defined inputs and produce an output that is used to inform a decision, estimate, prediction, score, ranking, or classification?
Think about what the tool actually does with its inputs — not just whether it involves a computer or a spreadsheet.